Compliance
Annual accounts & compliance
Statutory accounts, corporation tax and Companies House filings, on time every time. What a limited company must file, when, and what is changing.
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Business guides
Short guides for owner-managed businesses.
Two-page guides on the questions our clients ask us most. Free to read and download.
Compliance
Compliance
Tax planning & Self Assessment
Planning for the business and the family behind it, not just a return once a year. The key dates, the 2026/27 rates and the ideas worth reviewing annually.
2 pagesReadDownload PDFCompliance
Cloud accounting & bookkeeping
Xero and QuickBooks set up and kept current, so your numbers are always to hand, and your records are ready for Making Tax Digital and e-invoicing.
2 pagesReadDownload PDF
Advisory
Advisory
Management reporting
Monthly and quarterly figures, forecasts and KPIs that show where you are heading, not just where you have been.
2 pagesReadDownload PDFAdvisory
Virtual finance director
Board-level financial insight when you need it, without the cost of hiring a full-time finance director.
2 pagesReadDownload PDFAdvisory
Succession planning
Pass the business to the next generation on your terms, with the tax planned. The options, the key 2026/27 figures and a practical timeline.
2 pagesReadDownload PDF
Growth
Growth
Raising finance
Help preparing the numbers and the case to secure funding for your next step, whether that is working capital, equipment, property or growth.
2 pagesReadDownload PDFGrowth
Pricing & margins
Know what each product or job really earns, and price with confidence. A small change in price usually has a bigger effect on profit than any cost saving.
2 pagesReadDownload PDFGrowth
Cash collection
Get paid promptly, with better credit control and a clear view of cash flow. Profit is an opinion; cash in the bank is a fact.
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Starting up
Starting up
Sole Trader, Partnership or Company?
How the three main ways of trading compare on tax, liability, paperwork and credibility, and how to choose the one that fits your plans.
2 pagesReadDownload PDFStarting up
Your First Year in Business: A Start-Up Checklist
What to do before you start, in the first ninety days and by the end of year one, so that tax, records and cash do not catch you out.
2 pagesReadDownload PDFStarting up
Registering Your Business: HMRC, Companies House and the Basics
Who you must register with, when, and what each registration means, for sole traders, partnerships and limited companies.
2 pagesReadDownload PDFStarting up
Funding a Start-Up: Savings, Loans, Grants and Investors
The main ways to fund a new business, what each costs you in money, control and risk, and how to choose.
2 pagesReadDownload PDFStarting up
Separating Personal and Business Money
Why a clear line between your money and the business's money matters, and how to handle drawings, salary, loans and expenses properly.
2 pagesReadDownload PDFStarting up
Budgets and Cash Forecasts for a New Business
How to build a simple budget and a cash forecast, why profit and cash are different, and how to use them to stay ahead of problems.
2 pagesReadDownload PDFStarting up
Writing a Business Plan That Gets Read
What a useful business plan covers, how long it should be, and what banks, investors and you yourself should look for in it.
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Working with your accountant
Working with your accountant
How to Get the Most Out of Your Accountant
Practical habits that turn an annual compliance service into a relationship that saves tax, protects cash and helps you decide.
2 pagesReadDownload PDFWorking with your accountant
Compliance Versus Advisory: What You Need and When
The difference between the work you must have done and the help that makes your business better, and how to decide the mix.
2 pagesReadDownload PDFWorking with your accountant
Choosing an Accountant: Questions to Ask
How to judge an accountancy firm on qualifications, regulation, service and fit, and the questions that tell you most.
2 pagesReadDownload PDFWorking with your accountant
What Your Accountant Needs From You, and When
A practical calendar of the information, documents and decisions your accountant needs, by business type, so deadlines stay comfortable.
2 pagesReadDownload PDFWorking with your accountant
Reading Your Accounts: A Plain-English Guide
What the profit and loss account, balance sheet and cash flow statement tell you, and the few figures every owner should watch.
2 pagesReadDownload PDFWorking with your accountant
Switching Accountant Without the Disruption
Why owners move, how a handover works step by step, and how to avoid missed deadlines and lost records along the way.
2 pagesReadDownload PDF
Records & systems
Records & systems
Maintaining Records: What to Keep and for How Long
Which business and tax records you must keep, how long to keep them, and how to store them so they can be found when you need them.
2 pagesReadDownload PDFRecords & systems
Bookkeeping Basics for Business Owners
What bookkeeping is, the routines that keep it simple, the common mistakes, and when it makes sense to hand it to someone else.
2 pagesReadDownload PDFRecords & systems
Expenses, Receipts and Mileage: Records HMRC Accepts
How to record business costs so that you can claim them with confidence, including receipts, mileage, working from home and mixed-use costs.
2 pagesReadDownload PDFRecords & systems
Essential Business Tools: A Starter Toolkit
The software and services most small businesses need, which to put in place first, and how to avoid paying for tools you do not use.
2 pagesReadDownload PDFRecords & systems
Getting More From Your Cloud Accounting Software
Practical ways to use bank feeds, rules, invoicing, reports and apps so the software saves you time and gives you better information.
2 pagesReadDownload PDFRecords & systems
Making Tax Digital: What to Expect
How Making Tax Digital works for VAT and for Income Tax Self Assessment, who it applies to, and how to prepare your records and software.
2 pagesReadDownload PDFRecords & systems
Protecting Your Business Data: Backups, Passwords and Cyber Basics
Simple, low-cost steps that protect your records, your money and your customers' data from loss, fraud and cyber attack.
2 pagesReadDownload PDF
Business tax
Business tax
Research and Development Tax Relief: Could You Claim?
What counts as research and development for tax, which businesses qualify, which costs count, and how to claim safely.
2 pagesReadDownload PDFBusiness tax
VAT: Registration, Schemes and Common Mistakes
When you must register for VAT, the schemes that can simplify it, how to reclaim VAT properly, and the mistakes that cost the most.
2 pagesReadDownload PDFBusiness tax
Corporation Tax: Reliefs, Deadlines and Planning
How corporation tax works for a small company, the key dates, the reliefs worth knowing, and the planning that makes a difference.
2 pagesReadDownload PDFBusiness tax
Capital Allowances: Tax Relief on Equipment and Vehicles
How the tax system gives relief for buying equipment, vehicles and some buildings, and how timing and the right classification increase the benefit.
2 pagesReadDownload PDFBusiness tax
Business Expenses: What You Can and Cannot Claim
The test for a deductible business expense, the common items that qualify, the ones that do not, and the grey areas to ask about.
2 pagesReadDownload PDFBusiness tax
Taking On Your First Employee: Payroll, Pensions and Costs
What you must do before and after an employee starts, what the true cost is, and how to set up payroll and pensions without surprises.
2 pagesReadDownload PDFBusiness tax
Employee Benefits and Expenses: What Is Taxable
Which perks and expenses are tax-free, which create a tax bill for you or your staff, and how to report them correctly.
2 pagesReadDownload PDFBusiness tax
If HMRC Opens an Enquiry: What to Expect and How to Prepare
How HMRC checks work, what the letter means, how to respond, and how good records and early advice keep the stress and the cost down.
2 pagesReadDownload PDF
You and your family
You and your family
Personal Tax Planning for Business Owners
How to look at your own tax position alongside the business's, and the allowances, reliefs and habits that make a difference.
2 pagesReadDownload PDFYou and your family
Paying Yourself: Salary, Dividends and Pensions
How directors and owners take money from a company, how each route is taxed, and how to choose a sensible, defensible mix.
2 pagesReadDownload PDFYou and your family
Pensions for Owner-Managers
How company and personal pension contributions work, the limits that apply, and why a pension is often the most tax-efficient way to build wealth.
2 pagesReadDownload PDFYou and your family
Inheritance Tax and Your Business
How inheritance tax applies to a family business, what reliefs may protect it, and the planning that is worth doing while you can.
2 pagesReadDownload PDFYou and your family
Capital Gains Tax: Selling or Giving Away Business Assets and Shares
How capital gains tax applies when you sell or give away a business, shares or property, and the reliefs and planning worth knowing.
2 pagesReadDownload PDFYou and your family
Landlords: Tax on Rental Income
How rental profits are taxed, which costs you can claim, how mortgage interest is treated, and when owning through a company makes sense.
2 pagesReadDownload PDFYou and your family
Freelancers and Contractors: Tax, Status and Getting Paid
How to work out whether you are self-employed or an employee for tax, how to choose a way of working, and how to avoid the common traps.
2 pagesReadDownload PDF
Growing, selling & risk
Growing, selling & risk
When Your Business Outgrows Its Systems
The warning signs that spreadsheets, habits and one-person processes have stopped working, and a practical order for putting stronger foundations in.
2 pagesReadDownload PDFGrowing, selling & risk
Buying a Business: The Financial Checks
What to examine before you buy a business, how to read the numbers behind the headline profit, and how the deal structure changes your risk.
2 pagesReadDownload PDFGrowing, selling & risk
Preparing to Sell Your Business
How to make a business easier to sell and worth more, how a sale process runs, and the tax and personal questions to settle early.
2 pagesReadDownload PDFGrowing, selling & risk
Group Structures and Holding Companies
Why owners put a holding company above their trading company, how groups are taxed, and the costs and pitfalls to weigh first.
2 pagesReadDownload PDFGrowing, selling & risk
Financial Distress: Warning Signs and Your Options
How to recognise a business in difficulty early, what to do first, the options available, and what directors must do to protect themselves.
2 pagesReadDownload PDF
Want to talk any of these through? Let’s Talk, or see the Client Portal.